This is a sponsored post – opinions remain my own.
How many times have you looked at your insurance policy and shook your head? You hardly ever use the car yet you’re paying out the wahoo for a ‘Oh no!’ moment that will likely never happen. But there’s no other choice, right?
Metromile is a pay-per-mile insurance that only charges you for, you guessed it, how many miles you drive. If you drive less than 10,000 miles per year you could save hundreds on your car insurance using a pay-per-mile insurance carrier like Metromile.
The average Metromile customer saves $500 when they switch!
Metromile offers all the key levels of protection that the big auto insurance companies do, including:
- Bodily injury
- Personal damage
- Unisured and underinsured motorist coverage
- Personal injury protection
- Rental reimbursement
- Emergency roadside assistance
- 24-hour customer service
Deductible options are $250, $500, and $1,000.
Metromile pay-per-mile insurance is currently offered in California, Illinois, Oregon, Pennsylvania, Virginia, and Washington.
Metromile also gives you a more informed driving experience which can help you save time and money. Using data gathered from Metromile Pulse, (an OBD-II device that plugs into your car’s computer system), you’ll only pay a few cents per mile and have a low monthly base rate for full coverage! Features include:
- Car health information (diagnostic trouble codes)
- Car location
- Customizable trip logs
- Mileage tracking for expense reporting
- Driving trends
If you’re not in an area where pay-per-mile insurance is available you can still test drive Metromile with their free beta app. When you sign up you receive the Metromile Tag, a small device that wirelessly connects with your phone via iBeacon technology and delivers many of the valuable insights that per-mile insurance customers enjoy.
With the Metromile Tag you’ll get the same driving details as with the Pulse. You’ll have your car’s health information, location, trip logs, mileage tracking, and driving trends right at your fingertips. My favorite thing about the Tag is there’s no installation. You can keep it in the cup holder, glove compartment, your pocket, or anywhere in your car. As long as your phone is on (with Bluetooth enabled) everything is tracked.
To help you get motivated we’re giving away a Metromile swag bag to one lucky reader. The bag includes the following items:
- $50 gas card (Shell)
- Notebook & Pen
- Phone Charger
- Tire Gauge
- Air Freshener
- Bumper Sticker
- Tumbler (for hot and cold beverages)